New Zealand insurance. A personal perspective.

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EXPLORE YOUR COVER

Understand your insurance.

General insurance guides to help you ask the right questions.

Life & trauma

For the people who mean everything.

A family spending time outdoors

A CONVERSATION STARTER

General guideRead guide

Private health

Make room for your wellbeing.

A CONVERSATION STARTER

General guideRead guide

Income protection

Your plans depend on your income.

A CONVERSATION STARTER

General guideRead guide

Home & contents

For the place you call home.

A CONVERSATION STARTER

General guideRead guide

Business protection

Built around the business you built.

A barista at work in a café

A CONVERSATION STARTER

General guideRead guide

Liability & specialist

Look beyond the everyday risks.

A CONVERSATION STARTER

General guideRead guide

Read each general guide online, or use your browser to print or save it as a PDF. These are not insurer product brochures or policy documents.

SUPPORT THROUGH LIFE

Offers, cover & additional services

Explore cover options and offers, then check the terms that apply.

AIA01

INSURER SPOTLIGHT

AIA Vitality

Tools to understand wellbeing and build everyday healthy habits.

Eligibility, policy and offer terms apply.

Chubb Life NZ02

INSURER SPOTLIGHT

Two months’ free premiums

For eligible Assurance Extra and Assurance Extra Business applications submitted by 30 September 2026.

Eligibility, policy and offer terms apply.

Asteron Life03

INSURER SPOTLIGHT

Explore level life to age 100

Plan for long-term family protection. Ask your adviser to confirm the level-to-100 option and its current terms.

Eligibility, policy and offer terms apply.

Resolution Life NZ04

INSURER SPOTLIGHT

Whole of Life & Endowment

Review an existing policy with the next generation in mind. These legacy products are closed to new customers.

Eligibility, policy and offer terms apply.

Southern Cross Health Insurance05

INSURER SPOTLIGHT

New Zealand’s largest health insurer

Explore private health insurance for you and your family with Southern Cross.

Eligibility, policy and offer terms apply.

Brand update Asteron Life and Resolution Life NZ plan to come together as Acenda Life in phases from 2027, subject to regulatory approval. Official update ↗

Public product and offer information, checked 5 September 2026. Inclusion does not confirm your eligibility or an adviser appointment with that insurer. Offers and conditions may change; check the stated closing dates.

HOW TO USE THIS LIBRARY

01

Start with your circumstances

Choose a topic that relates to your family, home or business.

02

Write down your questions

Use the guide to identify what you want to understand. Each guide can be printed or saved as a PDF.

03

Check the actual policy

General guides cannot establish what your own policy covers. Review the schedule and wording with your adviser.